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Auto Home Business

Spend more time with your loved ones

Leave shopping for insurance to us

How We Work

Why us? We're local and independent!

Expert knowledge of local insurance companies in NJ/PA and what they offer.

Auto Home Business

Spend more time with your loved ones

Leave shopping for insurance to us

How We Work

Why us? We're veteran owned!

Work ethics, attention to details, high standards and getting it done.

Refer a friend
Auto Home Business

Spend more time with your loved ones

Leave shopping for insurance to us

How We Work

Why us? 20+ insurance companies right here!

You have more options with us.

Insurance brands we offer

Auto - Home - Life - Small Business

Some of the insurance provider brands we offer

We are experts of Auto Insurance, Home Insurance, Life Insurance and Small Business Insurance providers in NJ/PA.

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Call 732 527 3386

Auto insurance

Car, motorcycle, RV or boat?
Why settle with premium increase? You have more options than you thought!

Servicing NJ and PA, at Essential Insurance Services, we work with over 20 of the foremost insurance providers in the industry -- offering you more options and better services to keep you focused on the road.

- Auto Insurance
- Motorcycle Insurance
- RV Insurance
- ATV Insurance

You have a destination to go.
The right coverage keeps you focused.
More options, better services. Let us guide you!

Why choose an Independent Agent like us?

Insurance brands we offer

Get free consultation & quotes

Call 732 527 3386

Home insurance

Homeowners, renter or landlord?
Why settle with premium increase? You have more options than you thought!

Servicing NJ PA, at Essential Insurance Services, we work with over 20 of the foremost insurance providers in the industry. This allows us to provide you more options and better services to help protect your most valuable assets.

- Homeowners Insurance
- Condo Insurance
- Renters Insurance
- Rental Property Insurance
- Secondary Residence Insurance
- Personal Liability Protection (Umbrella Insurance)
- Flood Insurance

Growing a family, building home equity.
The right coverage helps you protect your most valuable asset.
More options, better services. Let us guide you!

Why choose an Independent Agent like us?

Insurance brands we offer

Get free consultation & quotes

Call 732 527 3386

Life insurance

Many people are paying way too much, or under insured.

Providing for your loved ones is a big responsibility as you want to ensure comfort for their future. What if, one day, life forces you to leave them behind unexpectedly...
Will they be able to continue living the future you worked so hard for? Or will they face the fear of managing debt, mortgages or loans on their own?
If the answer is “I don’t know”, there is an option for you.

The right type of life insurance can provide the essentials for your loved ones to minimize financial hardships. It gives you peace of mind, knowing your loved ones can continue living their dreams.
We know it is a complicated topic, let us help you make the right decisions for you and your family.

Why choose an Independent Agent like us?

Insurance brands we offer

Get free consultation & quotes

Call 732 527 3386

Small business insurance

Be fearless in the pursuit of your dream. Protect your hardwork!

Running a small business can be overwhelming, but also extremely empowering and rewarding.
As a local business ourselves, we know your business is not just a business. It is a reflection to your courage, and fearlessness in the pursuit of what sets your soul on fire.

We will help you get the most essential coverage to minimize unexpected disruptions to your business. Have the peace of mind that keeps you focused on what you do the best - taking care of your customers, and growing your business.

From digital assets to equipment breakdown, we will guide you on the coverage you need from startup to expansion.
Minimize unexpected disruptions that slows you down.

Why choose an Independent Agent like us?

Insurance brands we offer

Get free consultation & quotes
  • Auto insurance
  • Home insurance
  • Life insurance
  • Small business insurance

Our mission

Empower homeowners & working parents with real choices to accomplish their goals and dreams.

Insurance brands we offer

3 languages - English, Hindi & Chinese Hakka
>20 insurance providers we offer as your options
15+ years of experience
5 Star customer reviews on Google and Facebook

5 Star Reviews

What our customers say about us

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"If you miss the days of white glove treatment by a service provider. If you miss being able to pick up the phone to talk to a person without being prompted to press a number or be put in a ‘please hold,’ queue. If you believe people should work hard to fulfill their dreams to provide a better life for their own families. If you are tired of watching commercials from Insurance companies selling you on their benefits at a significant cost to you, make the “Essential” switch."




About us

Meet Agency Owner Kris Yee

Kris is a 3rd generation Hakka Chinese born and raised in Cuttack, Orissa, India. He grew up speaking Hindi and Hakka. At the age of 15, Kris immigrated to New Jersey with his family.

1998

Kris joined the U.S. Navy. He went on 3 deployments and is honorably discharged after 6 years of service.

2007

Kris began his career in the insurance industry, he accumulated extensive knowledge and network across multiple insurance companies serving NJ, PA, and NY.

2019

The establishment of our agency in New Jersey.

We are a veteran-owned business. Our agency is founded based on Kris Yee's principle of delivering what's most essential to our customers. We carry the heritage of the U.S. Navy and its core values of honor, courage, and commitment.

Learn more about our values and principle here

Company information

Essential Insurance Services
33 Wood Avenue South, Ste 645
Iselin, NJ 08830

Contact details

E-mail address:
info@essentialinsuranceS.com

732 527 3386

Office Hours:
Mon - Fri: 9:00 AM – 6:00 PM
Can't seem to find time during our normal office hours? Message us to set up a time that works for your schedule!